The American Express Gold Card: Is it worth it?

The American Express Gold Card: Is it worth it?

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WHO AM I?
Hello πŸ‘‹ I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

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⏱️ Timestamps:
0:00 – Start Here

Joe Lilli
 

  • @IslaPaces says:

    Keep inspiring your subscribers. Your videos have become part of my daily online experience.🎰πŸ₯‚πŸ˜½

  • @AvaVegas1q says:

    Thank you for your interesting and diverse content. Your videos are a real source of inspiration.πŸŒŸβ€β™‚οΈπŸŒ„

  • @thedailydividend3122 says:

    Robinhood gold card 3% on every and 5% back on travel. 60$ annual fee. Best in the game

  • @Olivia-z5g1s says:

    Your videos are a real find! Thank you for your engaging and diverse content.πŸ˜΅β€πŸ¦πŸ•

  • @daydeonbaron-galbavi5292 says:

    I have a card with a regional bank through Elan Financial that gives 4x points on groceries, no annual fee, and chase sapphire gives 3x dining and 2-5x travel with a $95 fee. A lot better in comparison to this Amex

    • @TheWhite_Habibi says:

      But you are missinga lot of the business to business perks such as the uber and more. Your card makes more sense for people who dont use uber or dunkin or stay in a lot of hotels for work or vacation. Vs someone who does, needs it. Over there isnt much of a better one (other than service) just more how it fits into your life

  • @strat_modder.aiff-0 says:

    Please do not get a credit card, nobody got rich off credit card points or airline miles

    • @bobsaget6720 says:

      Please look into how to manage credit, no one should be using debit cards

    • @strat_modder.aiff-0 says:

      Do you like being in debt to someone at all times?? All they want from you is your cash, they are not your friend

    • @martinlancaster6282 says:

      So don’t use your debit card, the card that actually has your money.
      Use a credit and just borrow money and ‘manage’
      ​@@bobsaget6720

    • @ryanmartin7033 says:

      ​@strat_modder.aiff-0 lol…that’s true for people that aren’t responsible enough to pay off entire balances each month but for those of us that do there’s plenty of upside. We’re also not trying to “get rich” off of credit cards by using them but rather adding to our finances for expenses we would have organically. If I used cash, check or debit it would produce nothing in return for the same purchases.

  • @diabolox1272 says:

    Not in Canada….

    • @qbasicer says:

      Yeah it’s completely pointless in Canada – I think the green card is better. The colbalt card blows it out of the water

  • @Ljdeandrade says:

    Hello Humphrey I’m a member of Patreon and I don’t have access to the exclusive content on discord. I already linked my account. I’ve been trying to get someone to help but I got no answer

  • @Allday1219 says:

    Why would I pay 325$ annually to use someone else’s money

    • @ryanmartin7033 says:

      because I essentially get paid $99 per year to use it (not to mention all the points I earn on spend per year). Dining, Uber, Resy and Dunkin’ credits are all easy to use which adds up to $424 and are all reimbursed by my employer so it’s a no brainer for many. Obviously isn’t for everyone (like people that live in rural areas or for people that don’t dine out or travel much) but for many people it’s a great card.

    • @Allday1219 says:

      @@ryanmartin7033 I do all that with my own money don’t need AE no one ever got rich off a credit card point system

  • @DavidandClara says:

    πŸ˜… $325 annual fee?! πŸ˜‚

  • @TheKatelyn9292 says:

    This is a good card if your responsible

  • @MrFalloutfreak99 says:

    Sounds like a great way to overspend and become even more broke, bro definitely wasn’t paid to promote this

  • @Toolfanboy27 says:

    The American Express blue cash card gives you 6% on groceries

  • @eurotrashshow says:

    Sounds like a great deal… assuming you can actually find somewhere that takes American Express

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