The American Express Gold Card: Is it worth it?
The American Express Gold Card: Is it worth it?
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Hello π Iβm Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
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Robinhood gold card 3% on every and 5% back on travel. 60$ annual fee. Best in the game
Your videos are a real find! Thank you for your engaging and diverse content.π΅βπ¦π
I have a card with a regional bank through Elan Financial that gives 4x points on groceries, no annual fee, and chase sapphire gives 3x dining and 2-5x travel with a $95 fee. A lot better in comparison to this Amex
But you are missinga lot of the business to business perks such as the uber and more. Your card makes more sense for people who dont use uber or dunkin or stay in a lot of hotels for work or vacation. Vs someone who does, needs it. Over there isnt much of a better one (other than service) just more how it fits into your life
Please do not get a credit card, nobody got rich off credit card points or airline miles
Please look into how to manage credit, no one should be using debit cards
Do you like being in debt to someone at all times?? All they want from you is your cash, they are not your friend
So don’t use your debit card, the card that actually has your money.
Use a credit and just borrow money and ‘manage’
β@@bobsaget6720
β@strat_modder.aiff-0 lol…that’s true for people that aren’t responsible enough to pay off entire balances each month but for those of us that do there’s plenty of upside. We’re also not trying to “get rich” off of credit cards by using them but rather adding to our finances for expenses we would have organically. If I used cash, check or debit it would produce nothing in return for the same purchases.
Not in Canada….
Yeah it’s completely pointless in Canada – I think the green card is better. The colbalt card blows it out of the water
Hello Humphrey Iβm a member of Patreon and I donβt have access to the exclusive content on discord. I already linked my account. Iβve been trying to get someone to help but I got no answer
Why would I pay 325$ annually to use someone elseβs money
because I essentially get paid $99 per year to use it (not to mention all the points I earn on spend per year). Dining, Uber, Resy and Dunkin’ credits are all easy to use which adds up to $424 and are all reimbursed by my employer so it’s a no brainer for many. Obviously isn’t for everyone (like people that live in rural areas or for people that don’t dine out or travel much) but for many people it’s a great card.
@@ryanmartin7033 I do all that with my own money donβt need AE no one ever got rich off a credit card point system
π $325 annual fee?! π
This is a good card if your responsible
Sounds like a great way to overspend and become even more broke, bro definitely wasnβt paid to promote this
The American Express blue cash card gives you 6% on groceries
Sounds like a great deal⦠assuming you can actually find somewhere that takes American Express