My Investing Plan for 2025
🎉 Whop Community:
In this video we discuss the elements of my investing plan, as well as what a Trump victory means for the economy and markets going forward. This includes a discussion on tariffs and interest rates. Enjoy.
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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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Rickie (Editor) ➭
⏱️ Timestamps:
0:00 – Start Here
1:22 – 2024 Investing Plan
3:49 – 2025 Outlook
4:28 – 1. Battling Inflation
5:07 – 2. Cutting Regulation
6:19 – 3. Tax Policy
7:09 – 4. Tariffs
9:44 – 2025 Asset Allocation
11:13 – 2025 Crypto Strategy
12:47 – 2025 Cash Strategy
Holy bots. More bots than people commenting on financial youtube videos these days. Wish youtube would do something about it.
Such a bot comment to make.
The crypto bots? lol
Yall bots lol
Holdup! I am not a bot.
It’s so bad, I never even open comments on finance videos because every single top comment tries to convince you it’s real in the first few lines only to end up being a pitch for some investment portfolio management BS scam.
I’m appreciating your skill at dancing around saying “Trump has no idea what he’s talking about” when explaining interest rates vs. inflation and tariffs. 🙂
I’m investing all my money into “Concepts” of policy…
I’m not sure why people don’t understand that he is utilizing tariffs as a tool. Rather than go to war, threaten tariffs to cripple another country’s economy. Get what we want, fair trade, in country jobs, etc.
Then, pull back the tariffs and keep prices relatively the same. People forget about the art of the deal….they forget that Trump almost convinced NK to open their borders to tourism, with wonderful beachfront property and hotel construction.
Hmm, 2016-2020 worked!
@@republicunited2183 If by “worked” you mean inheriting a strong economy and turning it over in a worse state, then yes.
Will be reading and replying to all comments today shortly…! Let me know your thoughts below
delete the bot comments while you’re reading please
@@orchidquack I did
I’m a relatively new investor and I am enjoying your content. I would find it very helpful if you did a video explaining capital gains tax and capital losses. Thanks.
@humphrey, I didnt realize that you were such a dem? Did you vote Harris?
try policing up the scam artists who are using your platform to rip people off
LEGENDDDD been waiting for this
My advice to new investors is to buy stocks in strong companies and hold onto them as long as they are performing well. Just follow this strategy and ignore the predictions and opinions about the financial landscape.
The key to achieving substantial returns isn’t chasing big-moving stocks; it’s about managing risk relative to reward. Position sizing is crucial, and consistently applying your edge as often as needed to reach your goals. This principle applies to everything from long-term investing to day trading.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
Certainly, there are a handful of experts in the field. I’ve experimented with a few over the past years, but I’ve stuck with ‘’Laurel Ann Watkins” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look her up.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks
My investment portfolio consists of 25% Super Lotto, 35% Mega Million, and 40% scratcher. I might add some Powerball in 2025 to diversify.
How’s the ROI on that particular portfolio?
Lotterymaxxing
🤣😂🤣😂
I’ve always been fascinated by investing, but when I tried stock investing early this year, it hasn’t been as successful as I expected. However, I keep seeing good news about the stock market. Any recommendation will be much appreciated.
As a stock market investor i believe investing can lead to financial freedom by growing your wealth over time. Also having an investment advisor is key in this journey, offering expert guidance and tailored strategies to help you navigate the market and achieve your financial goals. Hoping to diversify more in 2025
Agreed, I’ve always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I’m now semi-retired and only work 7.5 hours a week, with barely 15% short of my $1m retirement goal after subsequent investments to date. The truth is, the role of an investment advisor can often be overlooked but should never be underestimated.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
My CFA, Judith B. Richards, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn’t buy the idea of letting someone handle growing my finance, but so glad I did.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thank you so much
Alright, I’ve been sitting on this 78k emergency fund like a dragon hoarding gold, and now I’m thinking it’s time to do something smart with it. Bitcoin? Crypto? Stocks? Gold bars under the mattress? This ‘Trump Bump’ sounds like a party, but where’s the VIP section for beginners like me? Any tips before I YOLO my savings?
Follow the S&P 500 by investing in ETFs like VOO, SPY, and SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors in this bull run.
Hey, respect for stacking that $78k! But YOLO-ing into crypto might not be the move, bro. Markets are wild right now. I was in your shoes and got a financial advisor who showed me how not to gamble my savings away. Best decision I made—seriously, look into it before diving in.
Man, I feel this so hard! I’ve got cash ready but no clue where to start or how to find a solid financial advisor. Seems like everyone’s either trying to sell you a course or a scam these days. Any advice for finding someone legit?
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks
Bots!
My main goal, given the current high price of equities, is to add value in the proper ways to increase the growth of my portfolio before 2025. I currently have roughly $70,000 parked in a bank that isn’t producing any income. What stocks should be on my watchlist?
Elon Musk has played a major role in the campaign, especially in sectors like energy and automotive. With Trump winning, there’s uncertainty, as the market has been full of surprises. It’s wise to follow professional advice.
“DCA” is the golden term but the key. My dollar portfolio I DCA with is made up of 30% PLTR, 25% SCHD, 15% VO0, and over 30% in digital assets, thanks to my CFA. This strategy is what works for my spouse and me. We’ve made over 80% capital growth minus dividends. Q3 taxable dividends this year were $18,388.
I find your situation fascinating. Would you be willing to suggest a trusted advisor you’ve worked with?
My CFA Caroline Suzan Olson, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing. I searched her full name and found her website instantly. After reviewing her credentials and conducting due diligence, I reached out to her.
Humphrey do you think it is true at all that everything keeps going up at least some because so many working peeps are buying stocks all the time through 401K and other investments? Are more people buying stock than 5, 10, 15 years ago? All these vids like this one maybe are helping?? Just a thought and question I had, thanks for the recap!
Tariff discussions really need to include the fact that retaliation happens. All of the revenue from tariffs last time went straight to handouts for farmers who suffered from retaliatory tariffs.
Not disagreeing with the ‘tax’ of tariffs, but don’t see the economic impact as a zero-sum equation.
Crypto is risky as many would say but I think the actual risk in Crypto is not investing, buying the capitulation isn’t a tough call, but it is a very tough call to figure out what to do aside holding. I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn’t understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time
He mostly interacts on Telegrams, using the user-name.
@SignAaron ✊
The first time we had tried, we invested $2100 and after a week we received $12,230. That really helped us a lot to pay our bills.
The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. That’s the whole point of investing.
Today I am celebrating a stock portfolio worth $42,000. I started this journey with $6,000. I invested on time and on the right terms. I now have time for my family and the life ahead of me.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@pelhamlucas However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@lennoxmutterick6434 Oh please I’d love that. Thanks!.
@@pelhamlucas Suzanne Gladys Xander is her name .
Lookup with her name on the webpage.
Hit $12,590 k today. Thank you for all the knowledge and nuggets you had thrown my way over the last week .i started with 3k in last week 2024….. now i just hit $12,590
I’ve been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
@@DikaAnabe Weekly trading is the best way of making money in the market due to lack of experience which resulted in loosing funds… But miss Violet Zyaire, restored hope shes a good woman
Since meeting Expert Violet Zyaire., I now agree that with an expert managing your portfolio, the rate of profit is high, with less risk.
Wow. I’m a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I’m in my fifth trade with her and it has been super.
*Since I became so rich in cryptocurrency I realise that crypto is the future cuz l invested 7k and made up to 36k as weekly profit I appreciate the help of ms Violet Zyaire*
aistockadvisor AI fixes this. “My Investing Plan for 2025”
Thanks for my daily dose of finance information!
Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires, thanks Charlotte Miller
She is my family’s personal broker and also a personal broker in many families I’m United States, she’s a licensed broker and a FINRA AGENT in United states
I’m celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.
I’m new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
*I had problem comprehending trading in general. I tried watching other YouTube trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to Follow*
I’ve been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
Trading on a demo account can definitely feel similar to the real market, but there are some differences. It’s important to remember that trading involves risks and it’s normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies
I will advise you should stop trading on your own if you keep losing.
If you can, then get a professional to trade for you i think that way your assets are more secure
I’d recommend JUDY, ARIANNA her profit is great even when there’s a dip
Alright, let’s be real—I’ve saved up $144k as an emergency fund, which feels more like a flex than a necessity at this point. I’m ready to jump into investing but need a plan—like, do I start with index funds or go all in on growth stocks? 2025 is calling, and I need a headstart! Great video, but I need some actionable inspiration here.
Yo, congrats on the $144k stash! That’s solid, but diving in without guidance might be dicey. When I was in your shoes, I worked with a financial advisor, and it made all the difference. Might be worth considering—it’s like having a GPS for your money moves.
Totally agree that an advisor sounds like the move, but where do you even find a legit one? I’ve been sitting on my savings because I’m stuck in analysis paralysis and don’t wanna pick the wrong person to trust with my cash.
There are a handful of CFAs. I’ve experimented with a few over the past years, but I’ve stuck with Linda Aretha Reeves for some years now, and her performance has been consistently impressive. She’s known in her field—look her up.
Just looked her up, and wow—Linda Aretha Reeves seems like exactly what I’ve been needing to kickstart my investment journey. Thanks for the heads-up!”
“Watched Linda Aretha on a Bloomberg Finance Summit four years ago, and her presentation was next-level. Looks like she’s the real deal—good call!”