How to Survive and Profit In a Recession (2025)
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WHO AM I?
Hello π Iβm Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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β±οΈ Timestamps:
0:00 – Start Here
0:51 – How Did We Get Here?
2:29 – Stock Market Cycles
4:18 – Rocket Money
5:43 – Missing the Best Days
6:49 – Accepting Volatility
7:37 – The Best Strategy
11:06 – Actionable Tips
My first year of investing and damn itβs crazy
you are coming in at a wild time
@ am I dumb to just do a low expense S&P and DCA all way down? Iβm holding long term (15-25 years)
omg I’m so sorry. Trump is the WORST POTUS to begin investing in the stock market, unless you are savvy enough to buy when he crashes the market, which he is known for doing.
He’s so unstable, and his narcissistic ego is ever-deflating, so he…like all narcissists…is in a near-constant pursuit of keeping that ever-deflating ego at least partially inflated, and that means he crashes the market at a whim not even considering his effect on the world economy (because the dollars has been used since 1944 as the world’s reserve currency, but I’m afraid those days will soon be over after trump’s latest embarrassing tarrif-attempt, which failed back in the 1930s and is KNOWN to fail, which is why the world has lost all faith in his ability to be rational with the global economy).
I hope to goodness you got in AFTER Biden left office…because with Biden, the stock market had been soaring for years and was at a peak (expensive time to buy). Trump has been handed amazing economies, each time he takes office, and he manages to destroy it each term with his erratic policy shifts, which shifts slightly less than his near-constant ego demands.
Hang in there until you can *at least* recoup your money. Hopefully, you’ll be able to do so, if not do better.
I got out of the market altogether just before trump took office, when the market was at the peak. I knew trump was about to create chaos because narcissists often do in every company they’re in, and the US economy is just a massive company, essentially, and he doesn’t know wtf he’s doing, he’s just seeking revenge this term. I’m going to have to pay capital gains tax, but it’s better than allowing a vapid narcissist to destroy everything I put into it. He’s literally capable of anything…and that’s not good for economic stability.
@@appleztoorangesjust dca when you can regularly~ if you say 15-20 years shud be gucci, just so you know short term it really do be not much profit or even go down~ but if your goal is long term dca should be the way to go~ and you just have to unds your overall goal, how much growth and risk you wanna take~
@@appleztooranges scroll out 20 years on any point in the sp5 and ask youself that question again
Always be buying.
Exactly! Great advice! Buy low and HOLD!!! πππ°πͺ
One thing I’ve learned is that things tend to be more boring than you expect. At the bottoms of markets, fear is thick enough to scoop, and everyone prepares for the worst-case scenario. But it is never the worst-case scenario. It’s usually more boring. Same with when the markets are firing on all cylinders and everyone wants to get in on “the next iphone”, it usually ends up being more boring. So my investing philosophy is to be the boring investor and just assume that reality is going to be 2 or 3 notches less exciting than people think.
1:23 Don’t forget the penguins. They will pay up!
Huge thanks for the shoutout! Being mentioned on a channel like yours is such an honor. Iβm incredibly grateful for the support!
Nice to see somebody did the math on a whiteboard. Gave me comfort to dca
Like someone was reading my mind. I knew your video should have been more popular and karma pays. Thanks for your help Mike! We were talking about this just last week and you referred this great DCA video.
Mikes Financial Edge is a hidden treasure! He was my math instructor and I learnt so much from him. I am so happy that his video got referenced by Humphrey!
@@alawabidingcitizen I sure appreciate your support!
@@virajfaria3832 Thank you! It was great having you in all those courses as well.
βChaos isn’t a pit. Chaos is a ladder. Many who try to climb it fail and never get to try it again. The fall breaks them. And some are given a chance to climb. They refuse. They cling to the realm or the gods or love. Illusions. Only the ladder is real. The climb is all there is.β
ππlove to ππhear fromππyourππpositive notesπ€π€sα΄Ι΄α΄ π€π€α΄α΄π€π€α΄π€π€α΄ ΙͺΚα΄α΄α΄π€π€α΄α΄xα΄π€Β±π·πΎπ·πΈπΎπΆπ·πΊπΈπΉπ½.ππππ
Remember: it’s not a loss, until you sell!
It is if your money isnt growing when it could be elsewhere
ππlove to ππhear fromππyourππpositive notesπ€π€sα΄Ι΄α΄ π€π€α΄α΄π€π€α΄π€π€α΄ ΙͺΚα΄α΄α΄π€π€α΄α΄xα΄π€Β±π·πΎπ·πΈπΎπΆπ·πΊπΈπΉπ½.ππππ
Sucks for anyone who was planning to retire in the next few years. Just live longer I guess, right?
We run an equipment rental company in New England. We are way down in rental sales compared to this time last year. On top of that, we are hearing that work is scarce from our contractor renters
I used to try to time the market.
It’s exhausting.
DCA is the way.
Whatβs that
I still buy bigger drops. I dca but i canβt resist a big drop
While I normally agree with his advice, and I do agree to keep DCAβing. The example @10:35 has it flaws because it assumes you just started investing, it also assumes in the recession scenario that the stock drops 75% and stays down for months. Thatβs unrealistic in index funds, and even most stocks. All this being said, stay the course and keep investing!
Keep investing until you lose your job during a recession. That’s the part that always gets forgotten
Agreed. This scenario is better for an index during a downturn not a stock of a poorly performing company which could be very risky
We held through 2008, kept buying, and profited for 17 years. Sold 80% in Jan knowing a crash was coming. Earning 4.5% on CDs now, no rush to buy back in.
Pulled $1.8M from my money market fund no firm plans yet, but ready to jump if Bitcoin or key stocks dip.
Holding cash for now, stocks and Bitcoin may drop more. My advsor, inspired by Buffettβs moves, suggested taking profits too. With $1M ready, weβre waiting to buy quality stocks at a discount.
I could use some guidance, how can I get in touch with your advsor?
Her name is Grace Veronica Deighan. You can probably find her basic info online if you want to look it up.
Found her webpage and reached out. Thank you.
Depends on your finances . 1000$ in XAI59Z is 4000 XAI59Z if it goes to 50% of ath in 2025 thats a 600% gain. If it goes equal to ath . Its a 1200% gain.
bot
During a recession, despite its negative impact, there are potential opportunities for strategic investments in the market if approached with caution. Additionally, market volatility during such times can present short-term buying and selling opportunities. It’s important to note that this is not financial advice, but rather an observation that cash may not hold the same level of advantage during these circumstances.
The key to achieving significant returns lies not in focusing solely on highly volatile stocks, but rather in effectively managing the balance between risk and reward. It involves appropriately sizing your positions and capitalizing on your advantage multiple times to reach your desired outcome. This principle holds true across various investment strategies, from long-term investing to day trading.
Having a portfolio coach to guide my daily market decisions has been immensely beneficial. They possess a comprehensive skill set that enables them to capitalize on both long and short positions, leveraging risk for potential substantial gains while hedging against downturns. Their access to exclusive information and in-depth analysis makes it incredibly difficult not to outperform. I’ve been utilizing the services of a portfolio coach for over two years now, and during this time, I’ve achieved a net profit of over $1.2 million.
That’s fascinating! As someone new to this realm, I’ve been hearing that it’s an opportune moment to consider making investments. Personally, I have cash sitting idle in the bank and I’m eager to find a meaningful way to utilize it, especially given the current high levels of inflation. If you don’t mind, could you share the name of the coach who guides you? I’m curious to look them up and learn more about their expertise.
Finding financial advisors like Colleen Elizabeth Burns who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
It’s sad how difficult things have become in this recessive economy. I was wondering how to utilize some money I had. I used some of it for e-commerce business, but that sank. I’m thinking of how to protect my $150K-worth stock portfolio from decline, but haven’t figured which way to go.
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts or advisors with experience since the 08′ crash.
I agree, that’s the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it’s near impossible to not out-perform, been using my advisor for over 2years+ and I’ve netted over 2.8million
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are a handful of experts in the field. I’ve experimented with a few over the past years, but I’ve stuck with “Marisa Michelle Litwinksy” for about 3 years now, and her performance has been consistently impressive. Sheβs quite known in her field, lookβher up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Investors are extremely alarmed by the impending recession and the Fed’s rhetoric of raising interest rates. My $600,000 stock portfolio has lost 25% of itβs value. Whats the best way to hedge my portfolio to make profit in this recession
Everyone is uneasy due to the continuous trade wars in the East. To get assistance with your portfolio, you ought to speak with an FA.
It’s really challenging to have a stable portfolio right now, so I always preach about the importance of having an advisor.This helped me stay afloat and improve my portfolio 0f $450k by 48% in just 3 months.They have strategies that are specifically suited to your long-term objectives and financial aspirations.
That’s impressive! I could really use the expertise of this advsors.
Credits to Melissa Terri Swayne one of the best portfolio managers out there. shes well known, you should check her out
name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
The trade war causes stock market volatility as tariffs raise costs for businesses, particularly in manufacturing and tech. This uncertainty can reduce profits and lead to fluctuating stock prices, making investors cautious.
I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a broker, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so Iβve been sticking to investing via an analyst.
Iβve been down a ton, Iβm only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?
Her name is Lauren camille Brown can’t divulge much. Most likely, the internet should have her basic info, you can research if you like
I just looked her up on the internet and found her webpage with her credentials. I wrote her an outlining my financial objectives and planned a call with her.
dude, i am an aspiring financial professional and lifelong learner of good financial habits and lessons, your videos are insightful and entertaining to me. thank you for taking the time to put them together!
I used to think success was all about working harder. Then I read black book of riches, and it completely shifted my mindset
Assets that can make one successful in life
I.Crypto
2.Stocks
3.Shares
But I don’t know why people remain poor due to ignorance
β@@Afonso1xIt’s not ignorance but unprofessional broker in the market
I think everyone should go into the trading space π
13:07 So Dollar Cost Averaging in good and a correction or Bear Market is nothing to worry about assuming those companies are the same as they were when you bought in. As you say the company (or fund) is currently “On Sale” and while we may get uneasy about a diminished value, we would not hesitate to spend discretionary funds on Black Friday or during some year end sale. While timing the market may be bad, adding to your Dollar Cost Averaging funds during times that are markedly low, should serve to bolster the total.
Thanks for always making great informational videos