How Tariffs Will Make (or Break) Your Portfolio in 2025

In this video we discuss the implications Tariffs have on your investment portfolio. Enjoy!

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

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⏱️ Timestamps:
0:00 – Start Here
0:44 – History of Tariffs in America
4:48 – The Stock Market
7:57 – Winners and Losers
10:46 – What To Do?

Joe Lilli
 

  • @mbank3832 says:

    Thanks Trump for the discounted etfs

    • @mutiny_on_the_bounty_2 says:

      Yep, I’ve got 30 years before I can retire. Thanks Mr. President.

    • @Not_Ciel says:

      Yup same here. 10% discount on etfs are going to do amazing work for my portfolio in 40 years.

    • @mbank3832 says:

      @@Not_Ciel ikr? Like Voo was going for around 563 a month ago then I was able to buy at 508 few days ago. Black Friday definitely came early

    • @tessacarstairs5998 says:

      Yeah. I’m here buying the dip while my parents are furious because they lost years worth of gains lol

    • @HuyNguyen-nc1tw says:

      @@tessacarstairs5998 if the economy continues to contract the economy may go into recession and even though there will be a dip in stock but if the economy is not doing well businesses will lay off people. It may not happen to you but in a recession no one is safe from a job even small businesses. The only people that are safe are multimillionaires and billionaires. Laugh all you want if you don’t have a job you can’t buy the dip.

  • @tquarrie828 says:

    Thankfully im fresh out of college so i can just sit and wait for my portfolio to inevitably recover, but my dad is retiring soon so he’s a bit stressed😂

  • @spaghettini4pooch says:

    Sage discussion you’ve started with this video.

    The last half, is a vid all by itself!

    Keep On Truckin’

  • @Not_Ciel says:

    I’ve been browsing financial subreddits throughout this entire correction and it’s hilarious to me watching all these people panic over a 4% or even 8% drop. It’s even more funny to watch people make posts going “Uhmmm so I’ve been investing for over 5 years now and it’s different this time, here’s why we’re about to dive into a second great depression. I’ve moved all of my portfolio into international funds because the US economy is about to crash.” I truly do think this whole correction has made people realize that their risk tolerance isn’t as risky as they thought it was. If you can’t stand to see your investments fall 10% after literal years of 30-50% gains, then maybe you should be investing in something more stable? As for me, I’ve been squeaking out every last penny I can to buy shares at 10% off whenever I get paid. It’s been a very lucrative correction for me so far.

  • @CelesteMSun says:

    Been watching and subscribing for a while, too! I like the aesthetics of this video. Thank you for always making them with thoughtful content every time!

  • @TheGoat-qw6jb says:

    If Trump or Elon thinks I’m buying a Ford or Tesla over a Honda/Toyota they lost their minds 🤡 I only buy Japanese cars.

    • @CurieBohr says:

      I own a Tesla. I’ve also owned Ford Honda and Toyota. The Tesla is hands-down the best of all of them.

    • @vm8886 says:

      ​@@CurieBohr there are very bad ford Hondas and Toyotas you could have bought and Teslas are all very similar in quality so not really a fair comparison. Also depends what you want from a car. If you just want something to get to places quick then a Tesla is the best car for you. If you want something fun to drive, then a Tesla won’t fulfil that.

    • @CurieBohr says:

      @@vm8886 Tesla won’t fulfill fun? When the light turns green, it’s pretty fun. Not sure most people’s priority when buying a car is fun. I mean, they all do the same stuff unless you like sliding around in mud or climbing rocks etc. I’m not into any of that. I like charging at home. No more gas station annoyance. I guess that’s a bit fun.

    • @haveaday1812 says:

      Toyota is trash now too lol. Somebody isn’t keeping up….

  • @Anessa-gibson says:

    Investing in stocks during a recession can be profitable in the long run because prices are typically lower, allowing you to buy more shares at a discount. When the economy recovers, those shares are likely to appreciate in value, leading to higher returns.

    • @tanyabischoff says:

      It’s great, but it can be really tough to make the best picks. That’s why it’s always a good idea to work with an investment advisor to help you navigate the market.

    • @garnold-l5p says:

      The most common mistakes about investing is that people often underestimate the role of financial advisors. Over 30 years of data reveal that those who work with advisors typically earn more than those who do it alone. I’ve been fortunate to work with one for 5 years now, resulting in over a million portfolio.

    • @mariayslava says:

      Could you kindly elaborate on the advisor’s background and qualifications?

    • @garnold-l5p says:

      Tanya Michelle Carroll a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @mariayslava says:

      I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks

  • @encryptx says:

    Absolutely enjoyed this video. Fresh, currently relevant topic that really was helpful and informative. Bit of history. Great stuff!

  • @Evan-el2oe says:

    Humphrey—what are your thoughts on VT? (Instead of VTI/VXUS)

  • @gmcrusher77 says:

    Careful about going in on defense stocks a little too deep. Portugal is backing out of the F35 program and Canada has started a review of the program. There are murmurs in the EU defense realm that many NATO countries are highly considering canceling multiple contracts that involve General Dynamics, Lockheed Martin, Raytheon, Boeing, and the such.

    • @sabbath8989 says:

      And I hope they do. Many here in EU are quite happy about their Rheinmetall investments which probably are reinvestments from US stocks.

    • @brendanleach8971 says:

      They’ll back out until they realize their only options are gen 4 fighters with very limited stealth and other tech on board the jets, same thing applies with all our vehicles and weapon systems. The US in many cases are generation(s) or have stuff others don’t. They will buy from the US because they don’t have any other option. I saw somebody suggest buying a jet from France instead of the f35 but then I looked it up and it would get decimated by our multirole f35 and they can forget about dogfighting an f22 raptor. The radars on those gen 4 jets aren’t good enough to identify our jets with radar cross sections of a pea. Oh and our gen 6 stuff will be coming out in the next decade too

    • @howardzhang6391 says:

      @@brendanleach8971 country is very proud of you.

  • @MrTFrenz says:

    What’s with all the $XAI15B bot comments?

  • @justamanwithbeliefs says:

    I bought my first ever stock last year and my entire portfolio roughly $200k, but now the market is crashing, should I sell, or keep holding in the case it goes back up? I’m quite nervous.

    • @robertgibson123 says:

      If you don’t understand the markets, then stick to an index like the sp500. dollar cost average and hold long term, or better still consider advisory service to avoid a fiasco

    • @shelby_shaw says:

      I’m in line with advisory service cos, my job doesn’t permit me the time to analyze stocks myself. Thankfully, my portfolio has 5X in 5 years, summing up nearly $1m as of today.

    • @laughlynxxx says:

      sounds interesting, mind sharing info of the professional guiding you? I enjoy managing my investments, but if an FA can show me why they will kick my portfolio’s backside, I’d like to learn about that

    • @shelby_shaw says:

      Karen Lynne Chess is the license FA I use. I’ve stuck with her since the pandemic crash, and she’s been consistently impressive. You can further research her on the internet, she’s well established.

    • @J.woltz48 says:

      such an eye-opener… curiously inputted Karen Lynne Chess on the internet and at once spotted her consulting page, quite impressive!

  • @seolfor4797 says:

    Not quite sure why our allies get pounded and China gets a lower tariff rate

    • @macruizphotography says:

      I believe it’s because our allies are allowing China to use them as a tariff bypass. It started in covid. We had tariffs on China, admin change but policy didn’t so China rerouted their goods to be fed through allies. Clever of them.

    • @Silvio26-o1v says:

      @@macruizphotographyconveniently ignoring the inflammatory Canada is 51st state rhetoric by trump and the fact that Canada followed the US 100% tariffs on Chinese evs

  • @matthewhungerford1861 says:

    your wrong like boeing and john deer all said their prices have to go up as steel/aluminum prices are now more expensive and will lose international sales as they are being priced out of the market. do you know how much energy is needed to make aluminum, you need tarrifs forever to keep industry going as you have build uncompitive energy plants to service the smelters.

    lockheed martin is tanking as well all their input costs are going up and all their international buyers are canceling contracts as usa as trump gave a middle finger to all their customers (big surprise they left)

  • @RomanFranklin-lr3ri says:

    2025’s tariff landscape could be a make-or-break moment for portfolios. If tensions escalate, sectors like EVs, semiconductors, or agriculture might face massive volatility. Are investors even prepared for that level of risk?

    • @Vladimirluxperfumes says:

      The ripple effect is real. Tariffs on Chinese tech imports, for example, could squeeze margins for U.S. manufacturers—then cascade into stock prices. But how do you hedge against policy unpredictability?

    • @Fedrick-jo2ed says:

      Not all tariffs hurt. Some industries, like domestic steel or solar, might *thrive* with protectionist policies. The challenge is identifying winners early without overexposing your portfolio to political whims.

    • @Soniablake-y2w says:

      History’s a good teacher. The 2018-2019 trade wars saw S&P swings of 10%+ on tariff headlines. If 2025 repeats that, passive investors could get crushed. Active strategies might be key.

    • @Tbry1 says:

      Global diversification could backfire if tariffs spread. Holding European automakers or Asian tech stocks might just add new risks. It’s like playing whack-a-mole with trade policies

    • @JoshuaMartins-sr7ez says:

      The real danger? Secondary inflation. Tariffs push up input costs → companies raise prices → central banks hike rates. That combo could tank both stocks *and* bonds. Where’s the safe haven?

  • @ronaldex2157 says:

    Excellent video 🎉

  • @Au_God says:

    GREAT video

  • @lian179 says:

    Yay thanks! I’ve been waiting for your update 😊

  • @wonderfully_madeJake says:

    Overall, my portfolio is still doing quite well, around +220%, I guess.

    Let’s see how the rest of the month goes… fingers crossed!

  • @wallemberg7538 says:

    Thanks for the update, keep up the good work.< Learned a lot from my market journey, especially the importance of living within one's means. With Luna Dyami’s guidance, my nest egg has grown to a 7-figure sum. My advice - get an analyst for better financial trade decisions and peace of mind

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