Why MOST People Will NEVER Get Rich (And How to Fix It)

Get free life insurance quotes from America's top insurers and start saving today with Policygenius: Thanks to Policygenius for sponsoring this video!

Most people will never build wealth—not because of bad luck, politics, or the economy, but because of bad financial habits. In this video, I break down 5 reasons why people never get rich and, more importantly, how to fix them.

🔑 Key Takeaways:
✔ Stop trading time for money—learn how to leverage assets and systems.
✔ Avoid lifestyle inflation—don’t let higher income trap you in bad spending habits.
✔ Start investing early—$300 a month can turn into $1M over 40 years!
✔ Take calculated risks—the wealthy don’t avoid risk, they manage it.
✔ Diversify income—relying on one paycheck is dangerous.

MY FAVORITE TOOLS & RESOURCES
🏫 WBFU – My Private Community –
🏠 Get My Home Affordability Spreadsheet –
₿ $5 FREE Bitcoin (River):
🔒 Ledger – Store Your Bitcoin The Right Way –
💰 My FREE Stock Market For Beginners Course –

MY OTHER SOCIALS:
🐦 X –
📸 Instagram –

Chapters:
00:00 Intro
00:20 The Truth
01:50 5 Reasons People Never Get Rich
07:12 Policygenius Spot
08:58 How To Fix It
13:13 My Thoughts
14:20 LOL

WHO AM I? 👇
If we haven’t met before – Hi 👋 I’m Marko, and I’ve been investing since 2006, and I got my finance degree in 2010. My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. You must conduct your own research. I am merely sharing my opinion with no guarantee of investment gains or losses.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Joe Lilli
 

  • @joshdoddadbod says:

    Wooo new WBF video! Thanks Marko!

  • @WhiteBoardFinance says:

    Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: https://policygenius.com/whiteboardfinance Thanks to Policygenius for sponsoring this video!

  • @Eamo-21 says:

    Criminally under viewed channel

    • @WhiteBoardFinance says:

      My channel is shadow banned and I don’t know why. What people don’t realize is that my subs can still see my videos, my channel has ZERO new discoverability. It’s beyond frustrating. There are so many grifters in the finance space on YouTube that got their audience WRECKED (blockfi, celsius, voyager, etc.) and they all get hundreds of thousands of views to this day.

    • @denisilyayev1878 says:

      @@WhiteBoardFinance you didn’t make your donation to a certain lobby most likely.

    • @claytonjones006 says:

      ​@WhiteBoardFinance it’s a shame. I share these videos with friends and family. I share especially with my younger family to drill into them the value of investing early and often.

    • @WhiteBoardFinance says:

      Thanks 🙏

    • @Ace2021 says:

      @@WhiteBoardFinanceand FTX *cough* Graham Stephan/Brian Jung *cough*

  • @concon2000 says:

    There’s that whiteboard!

  • @nomso8370 says:

    Thanks Marko

  • @TheMightyNate says:

    Marko thank you for the consistent videos like you use ..one of the greatest financial channels around..everyone sub an share get marko to 1.5 million subscribers then he reaches 2 million

    • @WhiteBoardFinance says:

      Thanks but subs don’t mean anything. The algorithm serves content based on what it thinks you like, not what you’re subscribed to. My channel is shadow banned and I don’t know why. What people don’t realize is that my subs can still see my videos, my channel has ZERO new discoverability. It’s beyond frustrating. There are so many grifters in the finance space on YouTube that got their audience WRECKED (blockfi, celsius, voyager, etc.) and they all get hundreds of thousands of views to this day.

  • @larrygruyereee says:

    Do you have any video explaining strategies to pay off debt aggressively?

  • @piskooooo says:

    *gives you a quarter*

    Dance!

  • @Rocker1952 says:

    What happened with the funny thing at the end of the video … that’s what I come for?

  • @aromanmcse says:

    “What gets measured, gets managed” Truth!

  • @Jackson-z6z says:

    I will sell all stocks and buy this btc dip.

  • @northerna4158 says:

    Couldn’t give you a quarter, but I’ll hit the thumbs up. 👍
    A class act.

  • @dougz2855 says:

    Love your videos Marko. They are simple, easy to understand and quite effective. Thank you for all your efforts👍

  • @ammarqs says:

    HI Marko, for some cultures/religions, investing money where there is a return through interest is considered prohibited. Can you provide some alternate options?

  • @djura92 says:

    I feel like we are due for a ‘Bad drawings by Marko’ compilation short soon. Iconic aNtItAlEnAt 😂

  • @HTCM8FLY says:

    The end was amazing Marko!!!!! 🤣🤣🤣🤣🤣🤣🤣🤣 totally unexpected…😂😂😂

  • @Gamesfordawgs says:

    14:41 real time analysis of a middle aged man having a mid life crisis , full HD.

  • @TheSideGrind says:

    I closed on a 845 sqft beach front 1 bedroom condo today. 420k. This will be my 5th rental property purchased with cash……. I love your content. I share your channel when someone asks me how I did it. ( My story is too twisted and tortured.) ……… What have I done directly because of your content? Purchased 6 bitcoin in 2018 (I think it was 2018). You were the first person I heard about NVDA and threw 25k on it. My 12k monthly investments into ETFs has always been a foundation and will continue. My best advise: 1: Your mind needs to be stronger than your emotions. 2: Have a 5 year plan broken down to a daily to-do list. 3: Stop complaining and do the list.

  • @austonharphant says:

    Thanks Marko, sorry youtube is doing you dirty.

  • @Logangil515 says:

    Love this Marko! Thanks!

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