7 Things To Do Before 2024 Ends (Financially)
Thanks to Framer for sponsoring this video! Use My Link to Get Started for Free ▶️
In this video I go over 7 things you can do financially before 2024 ends. I hope you enjoy!
FINANCE:
▶️ See What I Invest In + Private Community:
🔰 3 Fund Portfolio:
💳 My Favorite Credit Cards ➭
💸 Best High Yield Savings:
🐪 Hump Days Newsletter ➭
RESOURCES:
💵 Free Templates:
👾 Join the free Discord Community:
🌍 My website / blog:
WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
SOCIALS:
Second Channel —
Instagram —
Twitter —
TikTok —
Rickie (Editor) ➭
⏱️ Timestamps:
0:00 – Start Here
0:26 – Reviewing Your Assets
2:00 – Take Advantage of Free Money
4:30 – Framer
5:30 – Sort Out Your Debt
7:23 – Renegotiate Your Bills
9:23 – Budget and Savings Goal
11:37 – Tax Loss Harvest
14:01 – Target Financial Goals for 2025
First comment here! Thanks for all knowledge you’ve shared throughout the year! It certainly helped me to understand the investment world and take action!
Loved this video! Thank you for always motivating us to improve our finances!
You are so welcome!
24 and my net worth jumped by 20k this year let’s goooooo
And who cares?
I turned 30 this year and mine jumped 70k 😎💯💯💯
@ wow, but the question is who cares
@@bigcookie9729why you mad, you broke?
Congratulations🎉🎉
Uhh Humphrey, you have educated me so much in regards to finance. I have 0 debt, a very healthy emergency fund, 401K. Roth IRA, and a Brokerage account with a Vanguard. Keep being perfect! 💰
Lets go!!!
Just watched your video discussing XAI29B and I am very excited about this
Want to say thanks to you and all the finance YouTube guys out there. I’m 28 and never had much financial education. Three years ago got married and was just about dead broke. Started studying and listening to you and various others and my net worth just hit 60k on track to hopefully end 2025 in the six figure bracket for the first time in my life. Can’t thank you enough. Cheers!
Congratulations! Examples like you are what keep us smaller channels motivated 🥲
i have no kids, but i did setup 529 college accounts for my 4 nieces and nephews since they were born.
@@MT-gi8wp I recently got some nieces and newphews. Are you able to set up 529 for kids that aren’t yours? I assume it had to be done with parental permission
@@Howard_johnson you will need to ask the parents for their kids’ social security number and birth date. i am sure their parents would appreciate any help they can get to pay for college expenses. i can’t stand shopping and kids already get too many toys and junk as gifts, so i would rather give them money in a 529 college fund.
That’s so kind of you!
Humphrey, I’ve been watching your videos for a year now and my Networth went from $0 to $10K in 5 months!!
Love it! Your content is always top notch.
I appreciate that!
Biggest year for me so far, net worth increased $80k, I maxed my 401k/IRA AND HSA, I quit drinking (saving $250 per month from this), started cycling, and also did a solo trip to Italy. I’m 27 and really motivated to keep going.
Congratulations on a very successful 2024! 🙂 , Keep it up!!
Same. June 30th 2023. Since then I finished my bachelors, started a master, bought a house and started investing. I had 8k in losses in 2018. Would I need to get documentation from Robinhood and I can use that to offset future gains?
How do you deal with the stress if you don’t drink?
I’ve significantly slowed down on drinking but can’t seem to stop for this reason
@@ab3040 I had a pretty big drinking problem so I also stopped going to bars and associating with people that drink a lot. That was a hard one. But I met new people through cycling so just switched my circle. That is basically the only thing that allowed me to change my group of friends. All my old buddies were people that weren’t at my level so just had to drop them. It’s different for everyone but that’s what worked for me.
A long term goal is to make yourself more resilient. By handling stress better, you’ll feel the need to decompress less often. Sign up for uncomfortable things (gym, 5ks, karaoke, poetry night, dance classes, etc). As you expose yourself more, you’ll find things don’t get to you like they used to. Because of this, you’ll never need a drink to decompress because you never compressed in the first place, capishe?
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Charlotte Grace Miller for helping me achieve this
I’m celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.
She is my family’s personal broker and also a personal broker in many families I’m United States, she’s a licensed broker and a FINRA AGENT in United states
I’m new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Gold, BTC, quality global stocks, yes, however not property, if the U.S. dollar gets hyperinflation everything becomes worthless in that country, only global assets survive. Yes assets will go up against the U.S. dollar, however the U.S. dollar would become worthless compared to other currencies or global assets. As for property in the U.S, property is a national fiat asset, it would go up in value against the U.S. dollar, however not in other currencies or global assets. .. Anyone feeling the impact of these economic shifts should consider Crypto long-term trading strategies to protect their assets. My advice to anyone feeling the heat in this inflation, just trade long term more than ever, I have made over 520k from day trading with Francine Duguay in few weeks, this is one of the best medium to backup your assets incase it goes bearish..
Francine duguay program is widely available online..
One thing I know for certain is crypto is here to stay, the only thing that leaves is the people who don’t manage their risk. Manage that, or the market will manage it for you. With the right strategies you will survive.
Thank you for sharing your experience. She’s helped grow my reserve, despite inflation, from $87k to $246k as of today…..Her insights and daily siignals are worth following.
Thank you…. I have searched her up Google I think I am satisfied with her experience.
The market has gone berserk! whether you’re a newbie or a veteran trader, everyone needs a sort of coach at some point to thrive forward.
Actual sound advice! no gimmicks or dumb investment “hacks”, just learn to manage the money you have
I reached $138k today. Thank you for all the knowledge and insights you’ve shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.
Thanks so much Natalie Rose Strayer
I’m surprised that you just mentioned and recommended Natalie Strayer, I met her at a conference in 2018 and we have been working together ever since.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
You trade with Natalie Strayer too? Wow that woman has been a blessing to me and my family.
I’m new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can’t say much.
To attain upper-class wealth, a wise individual recognizes that building financial success requires smart investments, strategic tax planning, and informed decision-making. Although the stock market offers growth potential, effectively seizing these opportunities demands both skill and expertise.
Stock investments can offer great potential, but it’s essential to approach them with caution. I recommend consulting a financial advisor who can help you determine the optimal times to buy and sell.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can I reach this advisor of yours? because I’m seeking for a more effective investment approach on my savings
Certainly, there are a handful of experts in the field. I’ve experimented with a few over the past years, but I’ve stuck with ‘’Sophia Maurine Lanting” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look—her up.
I just looked her up on the internet and found her webpage with her credentials. I wrote her an outlining my financial objectives and planned a call with her.
I’m very encouraged to see the number of young people hear speaking to their net worth and making gains so early. I’m 58 and I’ve been following these principles and more since I was 18. I’ve been retired (civil engineer) since 55 and we live the dream. I will add, just because I’m not sure Humphrey has ever said it, BUT don’t ever steal from future you! Once you send money into investments it no longer belongs to you, it belongs to future you when you get old. At some point you will realize there is no longer a point to work when your money makes way more money than you do. Then retire.
8)put up the Christmas tree ⛄ 🧑🏾🎄🎄🎁
I turned 29yrs old this year. I’ve been financially struggling all my life, even though I live at home. I’ve decided to stop being illiterate in finances and begun listening to your channel. Thank you for what you do and the tips you provide. I think the biggest obstacle for most of us illiterates is fear. But I fear living like I’m currently am for the rest of my life. I’ll become a recovering illiterate!
You are awesome Humphreys. Thanks for all you do
I appreciate that!
All nice and valuable info. And I like the way you presented it. Well done and thanks!