4 Money Habits Keeping You Poor
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WHO AM I?
Hello ๐ Iโm Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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Excellent ๐๐ฝ
The last one hit me hard, because I learned my lesson but everything else I don’t do.
big names backing $XAI88E and itโs still flying under radar this is textbook early
wif pumped now Iโm putting those gains straight into $XAI88E ๐
What about friends that are cheap to do anything but spend money doing more expensive things with their SO
Itโs their personal priorities
TRON and $XAI88E were slept on but not by us early holders ๐
if $XAI88E moves from $0.3 to $30 next year Iโm buying a beach house ๐
sol and $XAI88E wins hitting different this year
$XAI88E might 50x easily the fundamentals are there and nobody even notices yet
Is xaI88 a crypto ?
๐ฏn I avoid each๐๐ฟ
Bought my first 10k XAI45B. Now I can’t stop watching the charts ๐
I watched ETH go from $8 to $400. Iโm not missing the XAI45B run.
Appreciate the thought on the cheapness thing…but if you take care of things, cheap things can last forever. I have 25 year old Primark jeans, 30 year old concert shirts, TV from the 90’s (perfect for old gaming systems) and a washer / dryer from 2000 etc. Taking care of things = making things last. I still have them all because I care for them. I know that’s a concept that people struggle w/because Care = time and effort And people don’t want to spend time or effort on things to make them last and to your point…that’s why people buy multiples of things.
Very true!
If only cheaper things were built with the intention of lasting decades
I also think that people can take that thought and run with it by convincing themselves they need to splurge on something expensive because the cheap options may not last even if they will
I buy a cheap thing once…. And just take care of it…. Works as good as the expensive one.
The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money. Take boots, for example. … A really good pair of leather boots cost fifty dollars. But an affordable pair of boots, which were sort of OK for a season or two and then leaked like hell when the cardboard gave out, cost about ten dollars. … But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that’d still be keeping his feet dry in ten years’ time, while a poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet.
This was the Captain Samuel Vimes ‘Boots’ theory of socio-economic unfairness.
Careful on Wish and Temu๐
@@arrrghr I agree with the 10$-50$…. Now it’s 100$-800$…. For pros it makes sense but for normal people it doesn’t. Also, you need to buy what makes sense for you ! Often you see people with 5000$ bikes and all the gear just for a few rides during summer. That probably goes with the etiquette… ๐คฃ
Been following you for almost two years and I can say you give the best financial advice on YouTube! Thank you! You need to write a book or something ๐
The only status i have is my computer. Everything else is bare bones
Trying to keep up with strangers you see on the internet is worst itโs terrible keeping up with the rich strangers is worse donโt do it. You will go broke.
Ur my fav channel sir after daves ramsay
Whatโs crazy is that after reading Invisible Laws of Prosperity, you realize how much you were missing out on. But itโs never too late to change. That book has some serious knowledge, changed my life.
One of the best books i’ve read
love it
Thanks