12 Essential Money Habits to Master by Age 30

Are you in your 20s and want to build serious wealth by 30?

In this video, I break down 12 essential money habits and principles you must master to set yourself up for long-term financial success. From budgeting and investing to networking and avoiding lifestyle creep—this is the ultimate financial guide for young adults.

Whether you’re just starting your career, growing your income, or trying to get out of debt, these strategies will help you take control of your money and build wealth with confidence.

💬 What you’ll learn in this video:
• How to avoid lifestyle inflation
• Why financial literacy matters
• How to grow your income with high-value skills
• The power of investing early
• The importance of your savings rate and budgeting
• How to build good credit and save for retirement
• And much more…

📈 Key Topics Covered:
• Financial habits for your 20s
• How to manage money wisely
• Personal finance tips for beginners
• Best money tips for millennials
• Wealth building strategies before 30
• How to save, invest, and grow your net worth

👉 Don’t forget to like, comment, and subscribe if you found this helpful!
🔥 Drop a comment: Which of these money habits are you currently working on?

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ABOUT ME 👇

My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.

This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Joe Lilli
 

  • @davidfoulk3078 says:

    #13) Have a very good divorce lawyer on retainer at all times!

    • @dinowarrior2167 says:

      14 have connections to give you a 100k job outside of your Bachelor’s degree. 15. Have rent control

  • @SamuelPalmer888 says:

    I see a lot of people making money from crypto, but I also hear about losses. How can one trade the right way and stay consistently profitable?

  • @violatshali7314 says:

    Amazing, thank you 🙏🏽

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